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Director of Engineering · Automation Expert · Spiritual Guide

Raj
Thilak

Where technology meets transformation

24 years building mission-critical systems at Citi and Standard Chartered. I build automation tools with Python, consult on fintech delivery, teach engineering leadership — and guide those who seek clarity beyond the code.

Explore Tools & Courses Work With Me
24 Years in banking & fintech
1,500 Profile views / fortnight
2 Global tier-1 banks delivered
3 Certifications: PMP · Azure · GCP
About

Engineer. Leader.
Builder of systems
and souls.

RT
Raj Thilak · Pune, India
PMP Certified Azure Architect GCP Architect Citi Alumni StanChart Alumni Pune, India

I am a Head of Technology for Data & Analytics with 24 years of hands-on delivery in global banking. My work has spanned FX and Money Market settlement, Nostro/Vostro reconciliation, SWIFT messaging (MT202, MT101, MT300, MT303, MT210), Basel implementation, and CBS rollouts across multiple continents.

Beyond the enterprise, I build automation tools with Python — bots, scrapers, and AI-powered agents — that help professionals and businesses work smarter and grow faster.

And in the quiet between deliverables, I walk a spiritual path — one I share with those who feel the pull toward something deeper. Technology and consciousness are not opposites. Both are tools for liberation.

Based in Pune, India. Previously onsite in USA and UK. Available globally for remote consulting, fractional CTO engagements, and speaking.

2020 – Present
Director of Engineering & Head of Technology, D&A
Banking & Financial Services
2010 – 2020
Senior Engineering Leader
Standard Chartered Bank · Global Markets Technology
2000 – 2010
FX / MM Settlement Technology Lead
Citi · Treasury & Trade Solutions
Services

Six ways
I can help you

01
Fractional CTO / Advisory
Strategic technology leadership for fintech startups and scale-ups. Data & analytics stack, delivery governance, team building.
From $2,000 / month retainer
Consulting
02
Automation Tools
Done-for-you Python automation — bots, scrapers, and workflow agents built for your specific use case.
From $500 / project
Done-for-you
03
Courses & Workshops
Python automation, professional growth, and fintech delivery. Live cohorts and self-paced recordings.
From $49 / course
Education
04
Spiritual Guidance
1:1 sessions for those navigating the intersection of ambition, purpose, and inner clarity. Executive soul coaching.
From $150 / session
Inner Journey
05
FX Settlement Weekly
Paid newsletter covering SWIFT, settlement automation, and fintech engineering insights for banking professionals.
$7 / month · Free tier available
Newsletter
06
Professional Profile Transformation
Complete professional profile rewrite for senior banking professionals. Headline, About, Skills, and a 30-day content plan.
From $399 / one-time
Done-for-you
Tools & Products

Built by me.
Sold to you.
Works while you sleep.

Best Seller
Automation Suite
Complete Python automation suite. Auto-engage, auto-comment with Ollama AI, outreach bots, and job application agents. Full installer and docs.
New
Job Applying Agent
React + Claude API. Auto-generates cover letters, scores job fit, tracks applications. Built for senior banking professionals.
Course
Automation with Python — Full Course
Full Udemy course. Python automation from scratch — web bots, AI integration, Excel output, and real-world projects. 6 hours of practitioner content.
Free
Automation Starter Kit
Free PDF + Python code snippets. Automation bot templates, scraper skeleton, and setup guide. Email sign-up required.
Workshop
Growth for Banking Professionals
2-hour live cohort on Maven. Profile optimisation, content automation, and outreach strategies. For VPs, Directors, and MDs in banking.
SaaS
Job Agent — Agency Licence
White-label job automation agent for recruitment firms. AI-powered cover letters, fit scoring, and application tracking.
Blog

Writings on
tech, finance
& the examined life

Coming soon

This is Raj Thilak, a brand new site by Raj Thilak that's just getting started. Things will be up and running here shortly, but you can subscribe in

1 min read · 19 Mar 2026
View All Posts
Inner Journey

Beyond the
balance sheet

"The most powerful technology
I have ever encountered is
a quiet mind."

Twenty-four years in high-pressure banking leaves marks — and gifts. I have sat with both. Now I offer guidance to executives, engineers, and driven professionals who sense there is more.

1:1 Soul Coaching
Monthly 4-session container for executives navigating purpose, burnout, and the question of what comes next.
Inner Clarity Workshop
Half-day online retreat. Meditation, journaling, and structured reflection for busy professionals.
The Examined Life — Newsletter
Weekly reflection on technology, consciousness, and living with intention. Free to subscribe.
Begin the Journey
Recommended Resources

Tools I use
and trust

Everything below is something I personally use or have vetted. Affiliate links marked with * help support this site at no extra cost to you.

Namecheap *
Domains & Hosting
Up to 35% commission
Hostinger *
VPS Hosting
Up to 40% commission
Ghost Pro *
Newsletter Platform
30% recurring commission
Gumroad
Digital Products
10% affiliate rate
Claude API *
AI Tools
Revenue share program
Udemy *
Online Courses
15% affiliate commission
Calendly *
Scheduling
20% recurring
Notion *
Productivity
$5/referral
Free newsletter · Join 2,400+ subscribers

Ideas worth
compounding

Every week: automation insights, fintech deep-dives, SWIFT and settlement analysis, and one reflection on the examined life. Written by a practitioner, for practitioners.

Free Python Automation Starter Kit No spam, ever Unsubscribe anytime Paid tier: $7/mo for full access
What people say

Trusted by
builders & leaders

"Raj's FX settlement automation knowledge is unmatched. He translated 24 years of Citi experience into a consulting engagement that saved our team months of rework."
SK
S. Kumar
Head of Technology, Regional Bank
"The automation tools literally changed how our team operates. Built in Python, documented brilliantly. Worth every rupee and more."
AP
A. Pillai
Senior Manager, Fintech Startup
"The spiritual coaching sessions with Raj were unlike anything I had experienced. He holds a rare space — fully technical, fully human."
NR
N. Rao
Director, Global Consulting Firm
Work with me

Ready to build
something serious?

Whether you need a fractional CTO, custom automation tools, a course cohort, or a conversation about what really matters — I have a calendar link and I actually answer.

Book a Discovery Call Email Me Directly